Ambulance Insurance Program

Emergency and 911

Competitive Coverages for Emergency Ambulance Services

Our Ambulance Insurance Program offers tailored coverage for emergency ambulance services, including ALS, BLS, and NEMT. Coverage includes auto liability, physical damage, and general & professional liability. With an AM Best A+ X rated carrier and over 50 years of experience in the EMS sector, the program features competitive rates, excellent claims handling, and a strong loss control program. For a quote and more information, contact us today!

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Program Highlights

AM Best A+ X Carrier
More than 50 Years of Experience in writing EMS Businesses
Superior Claims Handling and Robust Loss Control Program
Very Competitive Rates and Commissions

Target Classes

Advanced Life Support (ALS)
Basic Life Support (BLS)
Non-Emergency Medical Transportation (NEMT)

* We can entertain NEMT risks up to 20% of Fleet (80% of Fleet must be Ambulance).

Eligible Coverages

Auto Liability
Auto Physical Damage
General & Professional Liability

We Offer Many Transportation & Specialty Programs.

Please contact an Underwriter if you have any opportunities that fall outside the above.

States

Preferred States: AR, AZ, CO, ID, IL, IA, KS, ME, MN, MT, NE, NH, NM, NC, ND, OH, OK, OR, RI, SD, TN, UT, VT, VA, WA, WI, WY
Limited States: AL, CA, CT, DC, DE, FL, IN, KY, MI, MD, MO, MS, PA, SC, TX
Ineligible States: AK, GA, HI, LA, MA, NV, NJ, NY, WV

* For Limited States, certain cities or counties may be excluded. Please discuss with Cluett Underwriting.

Submission Requirements

Supplemental Application
Acord Applications: 125 and 137/State
Vehicle Schedule
Driver Schedule
Driver MVRs
Currently Valued Loss Runs (Minimum 5 Years unless in operation for less)
Historical Vehicle Count & Premium for the Current and 4 Prior Policy Years
Forward any information available concerning Safety, Loss Control or Driver Training Programs
Cameras and or Driver Telematics in place (if any)
Target Premium(s)