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- Non-admitted in Connecticut, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Vermont, Virginia & West Virginia.
- Homes with Dwelling Value of $750,000 or greater. Condos also available.
- Coastal, Beachfront & Island properties, including negatively elevated Homes.
- Customers or Locations with Prior Losses (regardless of frequency or severity).
- Monoline Secondary, Seasonal, Vacant, & Rented to Others locations – including short term rentals (Air BNB, VRBO, etc.).
- High Profile Insureds.
- Foreign Investment Properties.
- Course of Construction or Renovation.
- Homes in the name of Trusts or LLCs.
- Unprotected Homes (PC 9, 10 and extreme PC10).
- Exposures including but limited to Incidental Farming, On Site Business, Animals on Premises, Pools, Trampoline, Historic Homes, Homes for Sale, and more!
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